Credit Analyst Surabaya

PT Hino Finance Indonesia ("HFI/Company") was established based on a joint venture agreement between Hino Motors Ltd., PT Indomobil Multi Jasa Tbk., and Summit Global Auto Management B.V. (part of Sumitomo Corporation) in accordance with the Deed of Establishment dated July 11, 2014. HFI is a captive financing company for commercial trucks, especially for the Hino brand, which is here to support the sales of Hino products in Indonesia through financing solutions such as, finance leases, sale and leaseback, and other products according to the company's articles of association, which are tailored to customer needs.

**Role Description**:
This is a full-time on-site role as a Credit Analyst at PT Hino Finance Indonesia in Surabaya. The Credit Analyst will be responsible for managing credit assessments, analyzing financial information, evaluating creditworthiness, and ensuring compliance with established policies and procedures. The role also involves collaborating with sales teams, preparing credit reports, and providing recommendations for credit decisions.

**Qualifications**:
Fresh graduate/maximum 2 years experience in related position

Bachelor's degree in Economics, Industrial Engineering, or mathematics and natural science (MIPA)

Strong Analytical skills, Credit Management and Credit skills

Can analyze financial statement, having knowledge of financial ratios

Having knowledge of credit risk assessment