We are a leading financial services provider committed to making decisions easier and lives better for our customers and colleagues around the world. From our environmental initiatives to our community investments, we lead with values throughout our business. To help us stand out, we help you step up, because when colleagues are healthy, respected and meaningfully challenged, we all thrive. Discover how you can grow your career, make impact and drive real change with our Winning Team today.
**Working Arrangement**
Hybrid
**The opportunity**
This position is accountable for the Sharia pricing and profitability management; providing sufficient pricing review includes assess on the sharia principle, monitoring and analyzing profitability and build/create a tactical and strategy initiative for the business. The purpose of this position is to manage the risk especially financial risk related to product and pricing.
**Responsibilities**:
- Responsible to understand and execute the end-to-end process of pricing work for Individual Sharia insurance product initiatives, including performing modeling / analysis, supporting approval work from local management and regional stakeholders, as well as supporting regulatory filing and system enhancement work.
- Identify the appropriate pricing assumptions as well as underwriting needs for new business/product and evaluate profitability and risk analysis of the new and existing Sharia products.
- Recommend Sharia initiatives to enhance profitability on new as well as existing business based on regular the product profitability review result. Ensure to capture recent pricing methodologies as determined by local authority or global company guidance
**How will you create impact?**
Report to Pricing Sharia Lead and i ndirect impact to Manulife Sharia Business across distribution channels (Agency, Bancassurance, others)
**What motivates you?**
- You obsess about customers, listen, engage and act for their benefit.
- You think big, with curiosity to discover ways to use your agile approach and enable business outcomes.
- You thrive in teams and enjoy getting things done together.
- You take ownership and build solutions, focusing on what matters.
- You do what is right, work with integrity and speak up. You share your humanity, helping us build a diverse and inclusive work environment for everyone.
**What we are looking for**
- University Degree majoring in Mathematics, Statistic or Actuarial Science.
- Experience with spreadsheets and databases.
- Proficient in Microsoft (Excel, Power Point), and actuarial modeling software (e.g., AXIS)
- Good progress on actuarial exam (PAI, SOA, IAA, etc.).
- Sharia certification is recommended.
- Having strong analytical and critical thinking
- Demonstrate good communication and project management skills Effective command of English, both spoken and written.
**What can we offer you?**
- A competitive salary and benefits packages.
- A growth trajectory that extends upward and outward, encouraging you to follow your passions and learn new skills.
- A focus on growing your career path with us.
- Flexible work policies and strong work-life balance. Professional development and leadership opportunities.
**Our commitment to you**
- Values-first culture
We lead with our Values every day and bring them to life together.
- Boundless opportunity
We create opportunities to learn and grow at every stage of your career.
- Continuous innovation
We invite you to help redefine the future of financial services.
- Delivering the promise of Diversity, Equity and Inclusion
We foster an inclusive workplace where everyone thrives.
- Championing Corporate Citizenship
We build a business that benefits all stakeholders and has a positive social and environmental impact.
**About Manulife and John Hancock**
Manulife Financial Corporation is a leading international financial services group that helps people make their decisions easier and lives better. With our global headquarters in Toronto, Canada, we operate as Manulife across our offices in Asia, Canada, and Europe, and primarily as John Hancock in the United States. We provide financial advice, insurance, and wealth and asset management solutions for individuals, groups and institutions. At the end of 2022, we had more than 40,000 employees, over 116,000 agents, and thousands of distribution partners, serving over 34 million customers. At the end of 2022, we had $1.3 trillion (US$1.0 trillion) in assets under management and administration, including total invested assets of $0.4 trillion (US $0.3 trillion), and segregated funds net assets of $0.3 trillion (US$0.3 trillion). We trade as 'MFC' on the Toronto, New York, and the Philippine stock exchanges, and under '945' in Hong Kong.
**Manulife is an Equal Opportunity Employer