**Company Description**:
Orange provides your personalized go-to pool of strategy planners, creatives, and technologists for your brand and campaign that aren't part of your daily routine. Strategic managers, content specialists, conceptual creatives, producers, SEO experts, product managers, and others are among the impact players who are held match-fit for your brand.
**What You Will Do**:
- Define roadmap for credit scoring capabilities for group's lending business strategy utilising various parameters and data points to formulate an ideal scoring methodology.
- Periodic risk portfolio review and analysis of credit portfolio, testing scenario and policy for lending businesses.
- Assessment of operating environment and Client's industry; Monitor regulatory updates and financial news.
- Develop credit portfolio management to track loan status, provision, and collectability status for borrower and lending business.
- Articulate and able to develop plan to also grow the business while managing risk parameters and portfolio quality.
- Evaluate risks associated with particular proposed transactions, if required and ensure that all credit propositions are both coherent and meet requirements.
**What You Will Need**:
- Strong academic record is essential (Bachelor's degree in economics, mathematics or accounting from an accredited university with a minimum 3 years or equivalent in risk and scoring model).
- Sound knowledge of accounting and financial principles and understanding of a lending and retail credit businesses.
- Minimum 3 years of experience in a similar role or relevant industry/position.
- Experience in building credit scoring system from scratch in fintech/banking companies
- Expertise in SAS, SQL or other query or statistical tools.
- Expertise in Excel, Word, powerpoint.
- Presentation skill.
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