**Who are we?**
Amar Bank is one of the most technologically advanced digital banks in Indonesia. Our leading
digital lending product, Tunaiku has the distinction of being the first FinTech product in
Indonesia. We are also the first digital bank on the cloud. As the first profitable digital bank, we
managed to get listed on the Indonesian Stock Exchange.
**How did we manage to do that?**
We are changing people's perception of a bank. We believe we are the innovators who combine
customer focus principles with creating technology-based impact. We incorporate freedom and
flexibility as part of our startup working culture DNA to encourage innovation in creating better
financial solutions for the banking industry. We think of ourselves as, 'A technology company
with a banking license'. For this reason, we 'Act like a FinTech, and think like a Bank.'
**How did it all start?**
Founded on March 15, 1991, in Surabaya as PT Anglomas International Bank (Amin Bank), the
bank was acquired by Tolaram Group and transformed to PT Bank Amar Indonesia (Amar Bank)
in 2014. It has then undergone a significant digital transformation to become one of the
country's forerunning fintech institutions through its award-winning digital lending platform,
Tunaiku.
**Our philosophy, mission, and vision**
Technology must impact lives, must improve lives. We exist to provide banking to those who
'need' and not only to those who 'want'. Services when provided to those who need at the time
of their need brings smiles. Our vision is to bring 200 million smiles.
**More about the bank with startup culture environment**
Consist of 1000+ people, you will meet people who love to grow, dream big, and actually have
fun at the workplace! We provide a great working environment that pushes people to grow
outside their comfort zone. People with high drive and ambition find us a very attractive place to
work as their career growth matches their own drive and not any staid policies. Thus we hold
the honor of being awarded "Best Place to Work in Indonesia".
Recently Amar Bank was awarded as Inspirational Brand from APEA (Asia Pacific Enterprise
Awards) 2022. Of course, our innovation won't stop here. So if you would love to be a part of it,
have a growth mindset, and are constantly hungry for challenges, we invite you to join us in our
journey to 'Impact Lives'.
**Join us today and create #unlimitedinnovations!**
**Responsibilities**:
- ** Develop and Implement Governance Framework**:
- a. Design and implement a comprehensive business governance framework tailored to the Retail Banking division.
- b. Ensure alignment with regulatory requirements and industry best practices.
- ** Compliance Oversight**:
- Monitor and enforce compliance with relevant laws, regulations, and internal policies. Conduct regular assessments to identify and address compliance risks.
- ** Stakeholder Engagement**:
- a. Collaborate with cross-functional teams, including legal, compliance, and operations, to ensure cohesive governance practices.
- b. Communicate effectively with internal and external stakeholders regarding governance initiatives.
- ** Audit Facilitation**:
- a. Facilitate and support internal and external audits, including financial audits and those conducted by OJK.
- b. Ensure timely provision of required documentation and information to auditors. Monitoring and Reporting:
- ** Establish monitoring mechanisms to track the effectiveness of the governance framework. Prepare and present regular reports to senior management on governance, compliance, and risk metrics.**
**Requirement**:
- Bachelor's degree in Business, Finance, Law, or a related field. Advanced degree or relevant certifications is a plus.
- Minimum of 8 years of experience in business governance, compliance, or risk management within the banking or financial services sector.
- Proven track record of successfully implementing and managing governance frameworks.
- In-depth understanding of relevant banking regulations and compliance requirements.
- Hands-on experience in facilitating internal audits, financial audits, and audits conducted by regulatory bodies such as OJK.
- Strong analytical and problem-solving skills with the ability to assess and mitigate risks effectively.
- Excellent verbal and written communication skills, including the ability to convey complex governance and compliance concepts to diverse audiences.
- Demonstrated leadership experience with the ability to guide and influence cross-functional teams.
- Ability to adapt to changing regulatory environments and business needs.
- Proven ability to collaborate and build strong relationships with internal and external stakeholders.
We exist to cover the full area of lending to retail customers based on a portfolio approach. We are very data-driven and strategic to make decisions on Retail propositions through analyzing, interpreting, elaborating data, visualizing, and pre