Talent Insider is an upcoming HR Consultancy Service, founded in 2021. Our clients have been some of the leading brands in Indonesia, and this service continues to expand.
Registered in Singapore & Indonesia, we can assist with your growth plans and strategies, and continue to expand our regional presence with strong regional partners to assist our client in recruitment and branding strategy.
Job Description Conduct comprehensive financial analysis of corporate/commercial clients, including analyzing income statements, balance sheets, cash flow statements, and other relevant financial metrics.Assess the company's financial health, liquidity, profitability, and debt servicing capacity.Identify key financial trends and potential risk factors that may impact the creditworthiness of the borrower.Stay abreast of industry trends, economic developments, and market conditions that may impact the credit risk of corporate clients.Conduct industry research to understand the competitive landscape, regulatory environment, and potential risks specific to the borrower's industry sector.Evaluate the credit risk associated with corporate borrowers based on financial analysis, industry research, and other relevant factors.Assign credit ratings and recommend appropriate credit limits based on the borrower's risk profile.Prepare credit memorandums and other credit documentation to support credit decisions.Requirement Bachelor's degree in Finance, Accounting, Economics, or a related field. Master's degree or CFA designation is a plus.Minimum of 3 years of experience working as a corporate / commercial credit analyst in a banking or financial institution.Strong understanding of financial statements, financial analysis techniques, and credit risk assessment methodologies.Excellent analytical skills with the ability to interpret complex financial data and draw meaningful conclusions.