About The Role
This role is a dynamic blend of customer service, sales, and financial analysis, focused on assisting clients with their financing needs while ensuring a profitable, low-risk lending portfolio for the company.
What You Will Do Client Relationship Management:
Build and maintain strong relationships with clients to understand their financial needs and lending requirements. Serve as the primary point of contact, addressing client inquiries and providing tailored financial solutions. Loan Portfolio Management:
Oversee and expand a portfolio of loans, ensuring timely review, renewal, and compliance of credit facilities. Actively assess, monitor, and manage risks within the portfolio, ensuring adherence to regulatory standards and internal policies. Credit Analysis and Underwriting
Perform financial analysis and credit assessments of potential borrowers to determine creditworthiness. Prepare loan proposals, including risk assessments, and present them to the credit committee for approval. Loan Structuring and Advisory
Work with clients to structure loans that align with their business needs and financial goals. Provide advisory services on loan options, repayment structures, and collateral requirements. What We Are Looking For 3-4 years of experience as a Relationship Manager in P2P lending or banking. Minimum of a Bachelor's degree, preferably in Finance, Business, or a related field. Strong knowledge of financial analysis, credit evaluation, and risk management. Ability to communicate effectively with clients, understanding their needs and explaining complex financial concepts. Analytical Skills: Proficiency in financial modeling and credit analysis to assess risk. Sales and Negotiation Skills: Ability to negotiate terms and cross-sell products to support business growth. Regulatory Knowledge: Familiarity with lending standards.